top of page

Finally, someone who moves at your
pace.

You’ve completed the Pre-Refi™. You’ve given me the starting point. The next step is simply to email me your most recent mortgage statement so I can take a closer look. The Pre-Refi Experience is email-only. No phone call is required.

Please attach your most recent mortgage statement and include:

  • Current interest rate

  • Approximate balance owed

  • Estimated home value

  • What you’re hoping to accomplish

​

No phone call required. I’ll respond by email.

Prefer to talk it through instead? Talk With Sabrina

Limited live appointments available.

pic-prof.png

471 loans taught me a lot.​

 

The conversations taught me even more.

​

I’ve spent years working directly with people through mortgage decisions, including years of face-to-face client relationships.

​

Most people don’t need someone to immediately sell them a loan.

​

They need someone to listen, look at the full picture and help them understand what their options may actually look like.

​

That’s how I approach these conversations.

What happens next?

​

1. You send your mortgage statement.
Include your current rate, approximate balance, estimated home value and what you’re hoping to accomplish.

​

2. I review the bigger picture.
I’ll look at what you have now and what may be worth exploring.

​

3. I respond by email.
I’ll explain what I’m seeing and any potential options that stand out.

​

4. You decide what comes next.
If you want to explore something further, we can move forward from there.

Prefer a live conversation? Book a Call

NMLS #575897 · Licensed in Florida, Michigan, and Texas (SML) · Sponsored by Origin8 Mortgage, NMLS #2336339

All mortgage information provided is for educational purposes only and does not constitute a commitment to lend. All loans are subject to credit approval, property eligibility, and underwriting guidelines. Terms, conditions, and availability may vary by lender and state. Submitting information through this site does not guarantee approval or loan commitment.

Equal Housing Opportunity: Origin8 Mortgage is an Equal Housing Lender. NMLS #2336339.

​

Financial education services are offered separately from mortgage services. Insurance products may not be available in all states and are not a deposit or obligation of, or guaranteed by, any depository institution.  Insurance License: Michigan | NPN: 18623354

Please do not send Social Security numbers, full dates of birth, or account numbers through this website form. A secure link will be provided if needed.

​​

Accessibility matters. I, Sabrina Montalvo, strive to make my site usable for all. Serving clients in mortgage, refinancing, life insurance, and personal finance. All inquiries are kept confidential. Contact: hello@sabrinamontalvo.com

​

Your privacy matters. I, Sabrina Montalvo, keep all personal and financial information confidential and secure. I never sell your data, and I only share with trusted partners when necessary to serve you. Read the full Privacy Policy for details.​

​

Email: hello@sabrinamontalvo.com

Location: Detroit, MI (Serving clients nationwide)

© 2025 Sabrina Montalvo™ | NMLS #575897 | Powered by Origin8 Mortgage, NMLS #2336339 | Disclosures & Compliance | Privacy Policy | Accessibility Statement | Confidentiality

© 2025 Valuable Lending™

ehoa
bottom of page